Some vehicles were born to be raced. Hitting the track in a nostalgia dragster, vintage race car, street legal muscle car, or pro street – it’s always an adventure.
The other 99% of the time, your race car is off-track. And that’s what we protect. From a sudden storm ripping through the paddock to a trailer fire on the tow back home, we’ve seen it all. So we created affordable Guaranteed Value(tm) coverage to protect race cars while they’re not on the track.
Our Limited Trailer and Paddock (LTP) coverage* will protect your race car:
- In the trailer — while in transit and loading and unloading
- In the paddock
- While in storage or at the shop
- From theft, fire, floods, hurricanes, earthquakes and more
- Everywhere but on the track or while racing
Full coverage is also available for street legal race cars for driving on the street or enjoying a parade lap or two.
Our Off Track Insurance Program features:
- Affordable Premiums
- Costs less per year than a set of racing tires.
- Guaranteed Value Coverage
We understand how provenance, history and drivers can affect a vehicle’s overall value. We’ll work with you to determine the true value, and that’s what we’ll pay in the event of a covered total loss.* Guaranteed.
Coverage For How You Use Your Race Car
We protect your car in the trailer, in the paddock, in storage – just not when it’s racing on the track. Full coverage is available for driving on the street if it’s a street-legal race car, or even for a parade lap or two.
Knowledgeable Claims Handling
Claims handled by Hagerty claims staff — experts in repairing race cars and understanding their unique needs.
Extras Formulated for Motorsports Enthusiasts
We automatically include $750 in spare parts coverage, and we can increase that amount and add tools coverage – at a reasonable rate.
Information Needed To Quote Race Car Insurance
- Phone number
- Date of birth
- Driver’s License number
- Description of car and some form ID of car vin number chassis number or builders number
- Amount wanting to insure the car
- Pictures of the race car
If the race car is stored at a different location than your residence, I will also need address and picture if available. Email this information to email@example.com.